Richard Ethridge President

Vision
Be the most vital and successful bank in our community.

Values
People: The key to a great bank is great people. Great clients. Great employees, who we call "Bankers." Great Owners. Banking products are a commodity. Technology has made all banks convenient. Our people set us apart.

Local: We are a local bank. Our owners are local. Our bankers are local. Our clients are local. The success of our bank is intertwined with the success of our community. We embrace our unique and pivotal role in our community's success. We live here too.

Relationships: Our mission is relationship banking. Every client has a banker - an individual who knows the client and is personally responsible. A banker can only provide professional service and good value if they understand the client's situation, needs and objectives. This understanding doesn't come in an instant, in a transaction; it comes over time through a relationship. A relationship is long term. We will stick with you.

Accountability: Each banker is accountable. First to their client - the banker makes sure the client is served well. We do not transfer you to a distant 800 number. We do not "pass the buck."

Quality: Our bankers are the highest caliber professionals - they have the dedication to quality, competence, authority and responsibility to make sure it is done right for every client. We aspire to exceptional quality and constantly strive to improve in everything that we do. We deliver exceptional quality.

Performance: We are a team that demands, and rewards, high performance. Our clients and owners should expect no less. As owners, our bankers are strongly committed to success. We are all driven to build the long-term value of the firm.

Strong & Safe: We are a strong and safe institution by virtue of a fortress balance sheet and prudent operation. The community extends significant trust and responsibility in awarding a bank charter. First Community will honor this trust.

Integrity: Integrity is a fundamental value upon which client relationships and strong banks are built. Clearly, our bank is built on the quality and integrity of its people. Our bankers and directors are people of integrity. Our business practices and governance model all exhibit the highest degree of integrity and ethical practices - our reputations are at stake. Integrity is bedrock.

Diversity: Successful teams are built upon many different talents. Our people . . . clients, bankers, and owners - provide distinct and valuable contributions from a variety of industries, geographies, viewpoints, voices, genders, races and backgrounds. Our team has diverse strengths.